My wife earned a $12,490 gross ($7,664.17 net) quarterly bonus. We used this money to pay some of our 0% credit card balance down, deposited a bit into savings, and paid an additional $1,100 to our home mortgage. We contributed $617.20 to our retirement accounts in November and the total balance increased $4,577.35 to $138,021.77. I also moved my old company 401(k) balance ($68,291.73) to traditional IRA with Vanguard.
What Didn’t Work
We purchased a new (used) vehicle adding $26,000 in debt to our liabilities. Thankfully, they gave us $5,000 trade-in for our 2006 Honda Accord (120Kmiles) that was pretty beat up and needed ~$1,200 is work.
December should be a pretty typical month. We plan to keep the Christmas presents affordable, but thoughtful.
|Taxable Brokerage Accts||1,148.00||898.53||(249.47)||-27.76%|
|Cash & Savings Accts||7,814.70||9,152.70||1,338.00||14.62%|
|Son's 529 Plan / Upromise||10,576.31||11,034.39||458.08||4.15%|
|Daughter's 529 Plan / Upromise||3,313.44||3,457.07||143.63||4.15%|
|Credit Card Balances||9,834.11||5,883.31||(3,950.80)||-67.15%|
|Car 1 Loan||-||26,000.00||26,000.00||100.00%|
|Car 2 Loan||-||-||-||0.00%|
|Car 3 Loan||-||-||-||0.00%|