Our income totaled $5,506.34 in January. In addition to my regular paychecks this month, my wife received $1,800 unemployment. We also received $50 in credit card cash back rewards and we earned $9.14 in interest income from our online savings account.
In January, we spent a total of $8,869.22 - about $3,362 more than we earned. Some of the larger non-standard expenses were: $685 for six months of life insurance (20 year term for both of us) and $551.36 for six months of auto insurance for our two vehicles.
Next month, we should receive a $2,154.27 refund from our mortgage prepaid & escrow.