Wow, I just checked our retirement accounts after having not looked at them for 1 week and they dropped a total of another $3,000. So, we did what any sensible young couple would do and contributed $500 into our Roth IRAs.
I like this quote from William Bernstein, author of "The Four Pillars of Investing":
"A young person saving for retirement should get down on his knees and pray for a market crash, so that he can purchase his nest egg at fire sale prices."
I don't really want to see a market crash, but when there is blood on the streets, we're buying!