Check out this interesting net worth comparison tool based on your age and income: http://cgi.money.cnn.com/tools/networth_ageincome/index.html.
This calculator is set-up for individual comparison; I don’t think it really applies for couples. Nonetheless, I ran a few scenarios just to see how our current $23,873.25 net worth compares. The details are below.
Using my age (32) and annual income ($66,150):
Using my wife’s age (23) and annual income ($40,000):
Using my age (32) and our combined annual income ($106,150):
Based on the results, it seems that we are doing great for our ages. However, we are not don't as great when comparing our net worth based on our income. We just barely came out ahead in Scenario #2 using my wife’s income and in the other two scenarios, we get badly beaten.
While this calculator was fun to play with, I do not put a lot of weight into its usefulness. One flaw is that it does not take into account how long you have been making your current income. Just a couple of years ago, my salary was considerably less. In real life, this has to play into the equation.
Okay, maybe I'm just a little bitter that we didn't get better results. Ultimately, I know that what matters is where we are at in achieving our goals, not how we compare to everyone else.